A SIP Plan is a bouquet or collection or portfolio of Mutual Funds. Our experts have hand-picked some of the best mutual funds to create plans or portfolios with a specific theme. We have tried to keep 4-5 Mutual Funds in a Plan. This helps you diversify the risk involved.So instead of buying one single mutual fund, you can buy 4-5 mutual funds of that plan, in a single transaction. For Example: The Small and Mid-cap Plan has the top 5 Small and Mid-Cap mutual funds.