Best Liquid Funds: Top Liquid Funds to invest in 2019

Top 5 Liquid Funds to Invest in 2019

Upwardly presents to you the best liquid funds for 2019:

Fund NameAnnualised Return (1Yr)
Axis Liquid Institutional Growth7.49%
DHFL Pramerica Insta Cash Fund Growth7.49%
Reliance Liquid Fund Growth7.49%
UTI Liquid Fund Cash Plan Institutional Growth7.47%
L&T Liquid Fund Growth Option7.45%

Axis Liquid Institutional

Axis Liquid Institutional fund is one of the top liquid funds. It aims to provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. It primarily invests in money market instruments such as a certificate of deposits (CoD), treasury bills, commercial papers etc. The average maturity is 0.12 years. The top instrument break-up is as follows: Commercial Paper (75.38%), Certificate of Deposit (19.60%), Treasury Bills (9.20%), Bills Rediscounting (4.22%), Debenture (2.14%) and State Development Loan (1.67%). The fund has outperformed its category over the years consistently. The fund gave 7.96% (annualized) return since its inception in 2009.

DHFL Pramerica Insta Cash Fund

DHFL Pramerica Insta Cash Fund seeks to deliver reasonable market-related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. Also, portfolio managers actively monitor, review and manage portfolios based on the outlook on interest rates and liquidity etc. for necessary rebalancing.  The portfolio comprises securities with a residual maturity of less than 91 days. The average maturity is 0.14 years. The top instrument break-up is as follows: Commercial Paper (60.00%), Treasury Bills (22.77%), Certificate of Deposit (20.40%), Debenture (5.86%), Fixed Deposits (2.83%), and Non-Convertible (1.89%). The fund gave 7.94% (annualized) return since its inception in 2007.

Reliance Liquid Fund

Reliance Liquid fund aims to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments. The average maturity is 0.16 years. The top instrument break-up is as follows: Commercial Paper (48.70%), Certificate of Deposit (43.20%), Treasury Bills (6.26%), Bills Rediscounting (4.14%), Fixed Deposits (3.04%), and State Development Loan (2.56%). The fund gave 7.40% (annualized) return since its inception in 2003.

UTI Liquid Fund Cash Plan Institutional

UTI Liquid Fund aims to generate steady and reasonable income with low risk and high level of liquidity. The portfolio is made up of money market securities and high-quality debt instruments. It invests a minimum of 65% in money market instruments and a maximum of 35% in Debt Securities. The average maturity is 0.15 years. The top instrument break-up is as follows: Commercial Paper (67.59%), Certificate of Deposit (26.77%), Short Term Deposit (5.34%), Non-Convertible (1.40%), State Development Loan (1.17%) and Net Payables (-2.27%). Also, the fund has outperformed its category over the years consistently. The fund gave 7.39% (annualized) return since its inception in 2003.

L&T Liquid Fund Growth Option

The fund aims to generate reasonable returns while maintaining safety and providing the investor with superior liquidity. Investments are predominantly made in a well-diversified and highly liquid portfolio of money market instruments, government securities, and corporate debt. The average maturity is 0.13 years. The top instrument break-up is as follows: Commercial Paper (81.43%), Certificate of Deposit (27.47%), Debenture (2.04%), Bonds (1.97%), Bonds/Debentures (0.41%) and Repo (0.08%). The fund has outperformed its category over the years consistently. The fund gave 7.79% (annualized) return since its inception in 2000.

What are Liquid Funds?

Liquid Funds are debt mutual funds that invest in very short-term market instruments such as government securities, treasury bills, and call money. They invest in low-risk securities. Their average maturity is much lower than any of the funds. They invest in securities which have maturity up to 91 days. Also, the average return of liquid funds is around 9%. If you are looking at investing your surplus money for a short time and worried about locking your money in fixed deposits then liquid mutual funds are the right thing for you.

 

Start your short term investments in the best liquid mutual funds 2019 at www.Upwardly.in

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