Side Pocketing of Toxic Assets in Mutual Funds

SEBI is considering a proposal of side pocketing toxic assets in the mutual fund portfolio. A side pocket allows fund managers to move a toxic asset from good assets. It allows the fund to set aside assets and split the NAV into two parts. The fund will now issue separate units in pro rata basis. …

Continue reading

Why do we delay investing? How does the delay hurt us?

The law of inertia states that “A body will preserve its velocity and direction so long as no force in its motion’s direction acts on it”. How an object remains in the state of rest until and unless an external force acts on it, so does savings of a person. They remain idle in the …

Continue reading

Investing in stocks needs deep understanding of markets

This article was first published on livemint. I am interested to invest in Indian equities. Should I directly buy stocks or opt for mutual funds? Investing in equity markets is rewarding in the long term. Indian equity markets had a phenomenal run in Calendar year 2017. Large-, mid- and small-cap indices gave calendar year returns of 27%, 47%, …

Continue reading

NRIs should buy term insurance cover in the country of residence

This article was first published on livemint. As an NRI, should I invest in assured long-term saving plans with life cover or mutual funds? Let me come to one of the basic tenets of personal finance—you should not mix investment and insurance. Insurance-cum-investment products like unit-linked insurance plans (Ulips) and endowment plans are not good for …

Continue reading

Best Mutual Fund Schemes for a New Investor

Investing in mutual funds is considered one of the best way to enter the financial markets and to gain the needed exposure. Mutual funds today are the only category of investment products that a retail consumer can use to effectively beat inflation while growing his wealth. People always talk about best mutual funds. But what’s …

Continue reading

Office market soars across India, But is it good for investment?

The residential real estate market is explained in our article titled “Real Estate vs Mutual Funds”. This article is mainly focussed on the office/commercial real estate market. Commercial/Office Market in India The India office market has seen a dearth of supply in the recent past. The demand has been consistent over the years with a …

Continue reading

Real Estate vs Mutual Funds

In this article, we compare investment in Real Estate vs Mutual Funds. Real Estate price trends across various major cities such as Mumbai, Delhi, Bangalore, Pune, Hyderabad and Kolkata are analyzed. Residential Market in India The Indian residential market has breached new lows in terms of supply and sales for every successive year of this …

Continue reading

Diversification in Mutual Funds Done Right!

All of us have heard the famous saying “Don’t put all the eggs in one basket”. All the financial experts keep using this line every time they mention diversification. What is diversification? Simply put, it means spreading your investments across multiple asset classes so that your returns aren’t much affected by a sudden volatility in …

Continue reading