Money Lesson to teach your Kids this Children’s Day

Children’s day is here and yet again your kids will have celebrations at school. So it’s mostly going to be a routine day like any other day. But this year do something out of the routine if you haven’t been doing it already. Teach your kids about money and make them independent. Here are a …

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The Cost of Delayed Investment

People tend to delay their investment each day to the following day with a mindset that it hardly makes any difference if the investment is delayed by 24 hours. But delayed investment could turn out to expensive. Find out how. Consider a situation where money lying in savings bank account could fetch 10% excess returns …

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How much should you be saving for a rainy day?

Not sure why you may need an emergency fund when you’re getting a stable income from your highly paying job, and all your family members have enough medical insurance coverage? We tell you why you might just need it below: 1. Expecting the Unexpected Your monthly income prepares you for what is expected. However, you need …

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The Broke Person’s Guide to Celebrating

This article was first published on Huffington Post October is everyone’s favourite month, there are back-to-back festivals being celebrated all over the country. With those come long weekends, and holidays away from work. This is the time we plan to go home and visit the family, fly our parents down to visit us, or head out …

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Why are Mutual Funds becoming so Popular?

Seeing too many advertisements promoting Mutual Funds? Well, there’s a reason.. Let’s start off with the context of the Mutual fund industry with some interesting numbers! 100 Lakh Crores The amount in FD’s/Savings accounts 40–45 Lakhs Crores The amount in Insurance Linked Products Cumulatively it’s about 2.31 Trillion USD while the size of the Indian …

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Best Investments for the 20s (Except Mutual Funds)

Twenties are a great time. You are discovering financial freedom and taking responsibility for your own life. It is also confusing because you are still trying to figure out your place under the sun at both personal and professional levels. The current recommended mode of investments in your twenties is Mutual funds. As far as …

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Bargain on Life Insurance — Here’s a hidden trick!

“Fun is like life insurance; the older you get, the more it costs.” — Kin Hubbard Frank McKinney Hubbard was an American cartoonist, humorist and journalist, and being those things, he probably said the line above in jest. But funny as it is, it is not any farther from the truth. An older person can probably have …

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Who are you — Speculator or Investor?

Do not let the ‘Speculator’ mindset impact your investments. To invoke Amitabh from the timeless classic ‘Hum’, duniya main do tarah se log paise lagate hain — #1 Jo paise banate hain (Investor) #2 Jo paise lose karte hain!   It has not been identified by scientists or psychologists, but by investment experts and financial advisors. ‘Speculator …

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