Have you made these financial decisions this year?

This year has been a rollercoaster for the financial markets. With so many regulations and changes in the Mutual Fund industry, the fund’s performances have been extremely volatile. The most important aspect to keep in mind is no period lasts forever. So is the case with the crisis, the phase isn’t permanent. A bull market …

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NRIs should buy term insurance cover in the country of residence

Last updated on October 23rd, 2018This article was first published on livemint. As an NRI, should I invest in assured long-term saving plans with life cover or mutual funds? Let me come to one of the basic tenets of personal finance—you should not mix investment and insurance. Insurance-cum-investment products like unit-linked insurance plans (Ulips) and endowment …

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Don’t fall for guaranteed life insurance plans 

Last updated on November 22nd, 2018Life insurance is a popular tax saving instrument and should be a part of financial planning and goals set. There are several kinds of life insurance plans in the Indian market. Guaranteed life insurance plans sound like a good deal. However, these guaranteed life insurance plans are expensive and inefficient. …

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Bargain on Life Insurance — Here’s a hidden trick!

Last updated on March 27th, 2018“Fun is like life insurance; the older you get, the more it costs.” — Kin Hubbard Frank McKinney Hubbard was an American cartoonist, humorist and journalist, and being those things, he probably said the line above in jest. But funny as it is, it is not any farther from the truth. An …

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ULIPs – Shocking what they do to your savings

Last updated on March 27th, 2018Most of us are familiar with LIC or the insurance company products. We have seen the adverts on TV, print and heard them on radio ad nauseam. They sound like they have been created to provide for your kids’ education, nest egg in case of retirement and just a safety …

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