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Low Risk Mutual Funds for 2019 – 20

Upwardly presents the top Low Risk Mutual Funds for 2019-20.

Franklin India Ultra Short Bond Fund – Super Institutional Plan

The fund endeavours to strike an optimum balance between regular income and high liquidity. This balance is achieved through a judicious mix of short term debt and money market instruments. The average maturity is 0.49 years. The top instrument break-up is as follows: Corporate Debt (74.59%), Monet Market Instruments (19.64%), Other Assets (3.03%) and PSU/PFI Bonds (2.67%). The fund has outperformed its category and benchmark over the years consistently. The fund gave 8.94% (annualized) return since its inception in 2007.

Franklin India Low Duration Fund 

The fund focuses on the lower end of the yield curve. Furthermore, it primarily invests in corporate bonds and other fixed income instruments. The recommended investment horizon is 3 months or more. The average maturity is 0.85 years. The top instrument break-up is as follows: Corporate Debt (72.81%), Monet Market Instruments (19.83%), PSU/PFI Bonds (4.09%) and Other Assets (3.27%). The fund has outperformed its category and benchmark over the years consistently. The fund gave 9.37% (annualized) return since its inception.

Aditya Birla Sun Life Money Manager Fund

The primary objective of the fund is to generate regular income through investment in a portfolio comprising of money market instruments. The fund tries to optimise returns for the investors. This is achieved by investing mostly in floating rate debt investments of around an average tenure of 3 years. Therefore, it invests in floating rate securities to reduce volatility in prices arising out of unfavourable interest rate movements. The average maturity is 0.36 years. The top instrument break-up is as follows: CD (51.29%) and CP (45.87%). The fund has outperformed its category and benchmark over the years consistently. The fund gave 7.06% (annualized) return since its inception in 2005.

SBI Magnum Ultra Short Duration Fund

It is an open-ended ultra-short duration debt scheme investing in instruments such that the Macaulay duration of Portfolio is between 3 months and 6 months. The fund invests its corpus in the entire range of debt and money market securities. This is in line with the investment objective to provide attractive risk-adjusted returns. Furthermore, the fund actively manages credit risk and interest rate risk in its portfolio. The average maturity is 0.42 years. The top instrument break-up is as follows: Non Convertible Debentures (43.53%), Commercial Papers (33.65%), Certificate of Deposits (13.19%), Zero Coupon Bonds (5.85%) and Cash, Cash Equivalents and Others (3.78%). The fund has outperformed its category and benchmark over the years consistently. The fund gave 7.41% (annualized) return since its inception in 1999.

SBI Magnum Low Duration Fund

The fund invests its corpus in the entire range of debt and money market securities in line with the investment objective to provide attractive risk-adjusted returns to its investors through active management of credit risk and interest rate risk in its portfolio. The average maturity is 0.71 years. The top instrument break-up is as follows: Non Convertible Debentures (64.69%), Certificate of Deposits (11.39%), Commercial Papers (10.35%), Zero Coupon Bonds (4.74%), State Development Loans (2.06%), Securitised Debt (1.76%), and Cash, Cash Equivalents and Others (5.01%). The fund has outperformed its category and benchmark over the years consistently. The fund gave 7.85% (annualized) return since its inception in 2007.

What are Low Risk Mutual Funds?

Low Risk Mutual Funds invest in debt securities like money market instruments like bonds, treasury bills, gold funds, international fund etc. These funds are low risk, which means the returns are also low. However, their returns are more stable when compared to equity funds. For short term investment, low risk mutual funds are investors best choice. Furthermore, Low Risk Mutual Funds do not have any fixed investment horizon.

 

Invest in the best Low Risk Mutual Funds with Upwardly.

 

Happy Investing!

 

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