Retirement Planning: Is Rs 5 Crore enough?

Is it possible to retire with a corpus of Rs 5 crore at the time of retirement? Well, it depends on your age, expenses, lifestyle after retirement and how much are you willing to contribute to retirement at that age. Ideally one should start planning for retirement right from the time they started working. This …

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Retirement Planning: Popular Retirement Investment Products

Saving or investing for the purpose of retirement should start right from the time one starts working. With a wide array of choices for retirement investment products, it often gets difficult for us to identify the best one. However, this shouldn’t be a restricting factor. It’s not just about investing in the right product, it …

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Retirement Planning: Why is it important?

Planning for retirement doesn’t solely mean that you need to plan your finances. It requires a combination of Personal and Financial Planning. Personal planning determines your satisfaction during your retired life. While financial planning helps in budgeting your income and expenses based on your personal plan. Personal Planning can be done answering a very basic …

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Retirement Planning: Are Fixed Deposits the right option?

Having just the perfect lifestyle all through your blooming age, would you want to compromise on that during your retirement? Well, I know, most of us wouldn’t want to. But the real question is, are we saving to lead such a relaxed and luxurious life post-retirement? Are we doing it in the right way? Before …

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15 वर्ष बाद आपकी सभी जरूरतों को पूरा करने के लिए 1 करोड़ रूपए पर्याप्त हैं?

विशेष रूप से सभी निवेशक एक दशक या ज्यादा के बाद 1 करोड़ की कार्पस बनाना चाहते हैं.कुछ मामलों में ,कार्पस रिटायरमेंट के जीवन के लिए होती है वही अन्य मामलों में यह बच्चों की पढ़ाई या शदी के लिए होती है.कुछ निवेशकों को कुछ वर्षों बाद 1 करोड़ की कार्पस होने का विचार पसंद …

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7 Ways to Reduce Healthcare Costs in Retirement

Regardless of your physical condition, you may have healthcare costs post retirement. It needs a well-planned approach to minimise its effects on your retirement corpus. There are several ways in which healthcare costs can be lowered. Here are seven tips to help to reduce these costs: Appropriate Health Insurance plan* Finding a health insurance plan …

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Getting Monthly Income from Mutual Funds

Dividend Payout and Systematic Withdrawal Plan(SWP) — Explained If you are someone who loves regular income from your investments, you can opt for a dividend payout option or SWP. This article will help you understand these schemes and make a wise choice based on your preferences. Dividend Payout Option Under this option, part of the gains realized …

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5 Top Rules for Retirement Saving

5 top rules for retirement saving Retirement saving is a lifelong process. It sounds daunting to many, especially since the event is years away but it is unavoidable. However, by adhering to some simple rules, an effective retirement plan can be put in place. Here is a list of five top rules for retirement savings. …

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