Will 2019 be better than 2018 for the economy?

2018 has been a rollercoaster year. Global trade-war, rupee volatility, crude oil prices, central bank policies, and liquidity concerns kept markets on the edge in 2018. Sensex witnessed a 5.9% growth throughout the year. On the sectoral front, all most all, except Banking, IT and FMCG have ended in losses. With 2017 being a wonderful …

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RBI’s rate cut – Good or Bad for you?

The Reserve Bank of India in its bimonthly meeting in February 2019 has cut the benchmark policy rate by 25 basis points and is currently at 6.25%. With this rate cut, the central bank has changed its stance to ‘neutral’ from ‘calibrated tightening’. But what is repo rate and how is it determined. Firstly, RBI’s …

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Looking Back at 2018 & Looking Forward to 2019

Hello! A look at 2018 – The year that was A year of reversals. Macro concerns, volatile crude oil prices, strong USD and rising yields drove most asset classes in the red. Geopolitical events tightened liquidity, state elections kept investors on the edge. Also, secular growth in the equity markets seen in 2017 gave way …

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Fiscal Deficit Slippage

India is expected to miss its Fiscal Deficit target for FY 2018-19. For the first eight months of the FY18-19, India’s Fiscal Deficit reached 115% of the budgeted target. The target for FY18-19 was set at Rs 6.24 lakh crores, however, this target was breached and is currently at Rs 7.17 lakh crore. This is …

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What does Fed rate hike mean to India?

Fed Rate is the rate at which the central bank of the USA, The Federal Reserve, lends to smaller banks. On this rate, all other rate structures like auto loans, home loans, and credit card loans depend indirectly. Currently, the Fed Rate is 2.50%. Fed increases interest rates yet again! The Fed has increased the …

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How Modicare Will Transform Health Care In India

Last updated on April 30th, 2018The prestigious National Health Protection Scheme (NHPS) also called as Modicare aims to bring 500 million people of the country under the insurance cover. This is a massive step in a country which spends less than one percent of its budget on public health. The Modicare will be the world’s …

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Budget Wishlist — What Retail Investors Want

Last updated on May 9th, 2018 As the country starts building up expectations from the last budget before the election year, as a platform dedicated towards helping the next 100Mn Indians discover structured wealth creation, we have a wish list for Arun Jaitley, the man of the hour. 1. 80(c) deduction on Debt — DLSS : While we have seen …

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The Urjit Patel Googly

Last updated on March 27th, 2018RBI kept key policy rates unchanged at the 7th December policy meeting. The Repo rate remains at 6.25% and the Reverse Repo Rate remains at 5.75%. This was despite a consensus view from almost all market participants who were expecting a rate cut of at least 25 basis points in …

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De-monetization: Impact and opportunity

Last updated on March 27th, 2018  I am sure all of us would have debated demonetization and the government’s decision to ban Rs. 500, and Rs. 1000 notes enough by now. While the whole economy gets impacted in several ways because of this action, let’s examine the main expected events and what can be done …

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