What are Hybrid Funds? Top 10 Hybrid Funds for 2018-2019

Earlier known as Balanced Funds, Hybrid funds invest both in equity and debt instruments. Some hybrid funds also invest in other assets like gold and real estate. Hybrid or Balanced mutual funds have been very popular among Indian investors. They are suitable for investors seeking good returns at moderate risk. Hybrid funds can be used both …

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What are Focused Funds? Should I invest?

  A focused fund is an equity mutual fund investing in a limited number of stocks. As per SEBI guidelines, a focused fund can invest in a maximum of 30 stocks. Other equity mutual funds typically hold 50-100 stocks. Some focused mutual funds also state their objective to focus on the large-cap or mid-cap stocks. …

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What are Value Funds? Top 5 Value Funds in 2018 – 2019

SEBI defines Value funds as “An open-ended equity scheme following a value investment strategy.” Value funds follow the principle of value investing. They invest in shares of companies which are trading at a considerable discount to its intrinsic valuation. There can be a number of reasons for these companies to be undervalued in the market. …

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Diversification in Mutual Funds Done Right!

All of us have heard the famous saying “Don’t put all the eggs in one basket”. All the financial experts keep using this line every time they mention diversification. What is diversification? Simply put, it means spreading your investments across multiple asset classes so that your returns aren’t much affected by a sudden volatility in …

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Risk in Mutual Funds

“Mutual fund investments are subject to market risk” – This is most likely the first introduction to mutual funds for most of us in India. In this article, we will try to give an understanding of the risk in mutual funds investing. The Oxford English Dictionary defines risk as exposure to the possibility of loss, …

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How can an NRI Invest in Indian Mutual Funds?

NRI citizens or foreign nationals who have a valid Indian PAN Card and a Rupee designated NRE/NRO bank account can invest in mutual funds in India. Investments done from NRE or NRO bank account will have the redemption proceeds credited back to the respective accounts. NRI mutual fund investments done through NRE accounts are fully …

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Demystified: How Mutual Funds are Taxed

Mutual funds returns are subject to 2 types of taxes — Dividend Distribution Tax (DDT) and Capital Gains Tax. Capital Gains Tax also come is Short-term and Long-term versions depending on the type of mutual funds and the investment holding period. DDT is a tax on distributed profits. This is paid by the mutual fund companies directly …

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Battle of Tax-Savers: ELSS vs PPF

We continue from Part 1 of this “Battle of Tax-Savers” series where we compared ELSS funds with tax-saving FDs. Click here to read that article where we also introduce the basics of 80(C) tax savings. In this article, we will compare ELSS funds against arguably the most popular tax-saving scheme — Public Provident Fund or PPF. You might like …

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Battle of Tax-Savers: ELSS vs Tax-Saving FDs

The new year 2018 is here and so is the time to do tax saving and investments. Let us take a new year resolution to find the best suited tax-saving product before investing in one. In this Batter of Tax-Savers series, we help you do just that. Read on to find how you can save ₹46,350 …

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