Can you take a Loan against your Mutual Fund?

Emergencies, small or big, can happen anytime and it can happen that one can fall short of money in the short-term. Investing in mutual funds is considered a liquid investment. But, not all funds have a high liquidity. Sometimes investors are not ready to redeem their mutual funds because it would interrupt their financial goals. …

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पिछले 3 महिनों से मेरा SIP अच्छा प्रदर्शन नहीं कर रहा है. क्या मुझे SIP बंद कर देना चाहिए

“निवेश में धैर्य सबसे बड़ा गुण है” इक्विटी फंड में SIP निवेश लम्बी अवधि के लिए किया जाना चाहिए. 3 महीने की अवधि किसी फंड के प्रदर्शन का आंकलन करने के लिए बहुत छोटी अवधि है इसे बंद करना या पैसे निकाल लेना तो दूर की बात है.वास्तव में फंड के प्रदर्शन में होने वाले …

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Why do we delay investing? How does the delay hurt us?

The law of inertia states that “A body will preserve its velocity and direction so long as no force in its motion’s direction acts on it”. How an object remains in the state of rest until and unless an external force acts on it, so does savings of a person. They remain idle in the …

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Kaun Banega Crorepati with SIP

Can you become a Crorepati by investing in mutual funds? Can a small investing technique like the SIP help you earn crores? The answer to these questions is YES. Why ask ‘Kaun Banega Crorepati with SIP’, when everyone can become one by just practicing patience. Let’s look at some examples of how small investments have …

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Best Mutual Fund Schemes for a New Investor

Investing in mutual funds is considered one of the best way to enter the financial markets and to gain the needed exposure. Mutual funds today are the only category of investment products that a retail consumer can use to effectively beat inflation while growing his wealth. People always talk about best mutual funds. But what’s …

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What is Annualized Return in Mutual Funds? How is it calculated?

‘Return’ is the yield that an investment generates over a period of time. It is the percentage increase or decrease in the value of the investment in that period. Returns on mutual funds are expressed in 2 different ways, viz, absolute and annualized. The most popular one being the annualized return or CAGR (Compounded Annual …

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What are Hybrid Funds? Best Hybrid Funds for 2018

Earlier known as Balanced Funds, Hybrid funds invest both in equity and debt instruments. Some hybrid funds also invest in other assets like gold and real estate. Hybrid or Balanced mutual funds have been very popular among Indian investors. They are suitable for investors seeking good returns at moderate risk. Hybrid funds can be used both …

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What are Focused Funds? Should I invest?

  A focused fund is an equity mutual fund investing in a limited number of stocks. As per SEBI guidelines, a focused fund can invest in a maximum of 30 stocks. Other equity mutual funds typically hold 50-100 stocks. Some focused mutual funds also state their objective to focus on the large-cap or mid-cap stocks. …

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What are Value Funds? Best Value Funds in 2018 – 2019

SEBI defines Value funds as “An open-ended equity scheme following a value investment strategy.” Value funds follow the principle of value investing. They invest in shares of companies which are trading at a considerable discount to its intrinsic valuation. There can be a number of reasons for these companies to be undervalued in the market. …

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Diversification in Mutual Funds Done Right!

All of us have heard the famous saying “Don’t put all the eggs in one basket”. All the financial experts keep using this line every time they mention diversification. What is diversification? Simply put, it means spreading your investments across multiple asset classes so that your returns aren’t much affected by a sudden volatility in …

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