SIP vs. Lumpsum: When to choose what?

SIP vs. Lumpsum. Which is better and when to choose what? We all have been hearing this question for a long time now. It isn’t easy to pick one. Each one has its own benefits. There is no rule that a person investing through SIP can’t do a lump sum when there are surplus funds …

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Mistakes New Mutual Fund Investors Make

When it comes to handling finances one is always committing mistakes. The first mistake is when we fail to realize that we have better opportunities in the market to make money than just saving it all in a bank or an FD. Second is when we actually start investing. We end up taking those wrong …

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Can Mutual Fund Investors Seek Redressal for Their Complaints?

It is very important to know one’s rights and duties in life. As investors, one has several rights and duties to follow. It is very important for an investor to be educated about these. One important right to mutual fund investors is to seek redressal. Mutual fund investors have two levels to seek redressal for …

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Does NAV of a Fund Matter While Buying Mutual Funds?

Selecting a mutual fund to invest is a tedious task. With way too many funds and suggestions thrown at one’s way its obvious people get confused and often take a wrong step. Mutual funds cannot be judged on one sole parameter before one decides to invest in it. There are a set of parameters to consider …

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Can you take a Loan against your Mutual Fund?

Emergencies, small or big, can happen anytime and it can happen that one can fall short of money in the short-term. Investing in mutual funds is considered a liquid investment. But, not all funds have a high liquidity. Sometimes investors are not ready to redeem their mutual funds because it would interrupt their financial goals. …

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पिछले 3 महिनों से मेरा SIP अच्छा प्रदर्शन नहीं कर रहा है. क्या मुझे SIP बंद कर देना चाहिए?

“निवेश में धैर्य सबसे बड़ा गुण है” इक्विटी फंड में SIP निवेश लम्बी अवधि के लिए किया जाना चाहिए. 3 महीने की अवधि किसी फंड के प्रदर्शन का आंकलन करने के लिए बहुत छोटी अवधि है इसे बंद करना या पैसे निकाल लेना तो दूर की बात है.वास्तव में फंड के प्रदर्शन में होने वाले …

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Why do we delay investing? How does the delay hurt us?

The law of inertia states that “A body will preserve its velocity and direction so long as no force in its motion’s direction acts on it”. How an object remains in the state of rest until and unless an external force acts on it, so does savings of a person. They remain idle in the …

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Kaun Banega Crorepati with SIP

Can you become a Crorepati by investing in mutual funds? Can a small investing technique like the SIP help you earn crores? The answer to these questions is YES. Why ask ‘Kaun Banega Crorepati with SIP’, when everyone can become one by just practicing patience. Let’s look at some examples of how small investments have …

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Best Mutual Fund Schemes for a New Investor

Investing in mutual funds is considered one of the best way to enter the financial markets and to gain the needed exposure. Mutual funds today are the only category of investment products that a retail consumer can use to effectively beat inflation while growing his wealth. People always talk about best mutual funds. But what’s …

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