Kaun Banega Crorepati with SIP

Can you become a Crorepati by investing in mutual funds? Can a small investing technique like the SIP help you earn crores? The answer to these questions is YES. Why ask ‘Kaun Banega Crorepati with SIP’, when everyone can become one by just practicing patience. Let’s look at some examples of how small investments have …

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Best Mutual Fund Schemes for a New Investor

Investing in mutual funds is considered one of the best way to enter the financial markets and to gain the needed exposure. Mutual funds today are the only category of investment products that a retail consumer can use to effectively beat inflation while growing his wealth. People always talk about best mutual funds. But what’s …

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What is Annualized Return in Mutual Funds? How is it calculated?

‘Return’ is the yield that an investment generates over a period of time. It is the percentage increase or decrease in the value of the investment in that period. Returns on mutual funds are expressed in 2 different ways, viz, absolute and annualized. The most popular one being the annualized return or CAGR (Compounded Annual …

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What are Hybrid Funds? Best Hybrid Funds for 2018

Earlier known as Balanced Funds, Hybrid funds invest both in equity and debt instruments. Some hybrid funds also invest in other assets like gold and real estate. Hybrid or Balanced mutual funds have been very popular among Indian investors. They are suitable for investors seeking good returns at moderate risk. Hybrid funds can be used both …

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What are Focused Funds? Should I invest?

  A focused fund is an equity mutual fund investing in a limited number of stocks. As per SEBI guidelines, a focused fund can invest in a maximum of 30 stocks. Other equity mutual funds typically hold 50-100 stocks. Some focused mutual funds also state their objective to focus on the large-cap or mid-cap stocks. …

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What are Value Funds? Best Value Funds in 2018 – 2019

SEBI defines Value funds as “An open-ended equity scheme following a value investment strategy.” Value funds follow the principle of value investing. They invest in shares of companies which are trading at a considerable discount to its intrinsic valuation. There can be a number of reasons for these companies to be undervalued in the market. …

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Diversification in Mutual Funds Done Right!

All of us have heard the famous saying “Don’t put all the eggs in one basket”. All the financial experts keep using this line every time they mention diversification. What is diversification? Simply put, it means spreading your investments across multiple asset classes so that your returns aren’t much affected by a sudden volatility in …

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Risk in Mutual Funds

“Mutual fund investments are subject to market risk” – This is most likely the first introduction to mutual funds for most of us in India. In this article, we will try to give an understanding of the risk in mutual funds investing. The Oxford English Dictionary defines risk as exposure to the possibility of loss, …

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How can an NRI Invest in Indian Mutual Funds?

NRI citizens or foreign nationals who have a valid Indian PAN Card and a Rupee designated NRE/NRO bank account can invest in mutual funds in India. Investments done from NRE or NRO bank account will have the redemption proceeds credited back to the respective accounts. NRI mutual fund investments done through NRE accounts are fully …

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