Hierarchy of Investment Needs

Abraham Maslow proposed a motivational theory called hierarchy of needs. He stressed the importance of satisfying the needs at the bottom of the pyramid first before moving to the next level of needs. One needs to prioritize their needs where the basic needs top the list. Similar to human needs there are financial needs that …

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Why do we delay investing? How does the delay hurt us?

The law of inertia states that “A body will preserve its velocity and direction so long as no force in its motion’s direction acts on it”. How an object remains in the state of rest until and unless an external force acts on it, so does savings of a person. They remain idle in the …

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The 15-15-15 rule of mutual funds: Joys of Compounding

“Compound interest is the 8th wonder of the world. He who understands it earns it and he who doesn’t pays it.” – Albert Einstein Power of Compounding Albert Einstein rightly said that compound interest is the 8th wonder of the world. Compounding is a very powerful concept. This is because the interest of your invested …

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Investment for Freelancers

The only routine for freelancers is having no routine. This is true with their work and their income. With irregular income, money management can be tough. You are aware of their outflow of money through expenses but not the inflows. Investment for freelancers is possible. Just a well-devised plan is all you need. Here are …

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Financial Planning for Maternity Leave

Maternity period is a wonderful phase in a woman’s life. One has to be prepared physically, emotionally and financially for it. Whether it’s a planned pregnancy, medically coaxed one, or a total surprise, one thing remains identical. Your life will never be the same again. Jane Weideman said “Giving birth should be your greatest achievement, …

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Investment Options for NRI’s in India

Looking for investing in India? Even though the traditional sources like PPF and NSC being closed, other opportunities are still available for investment. Few of many investment options for NRI’s in India are FD’s, Real Estate, Mutual Funds and Direct Investing in Stock Markets. Let’s discuss each of this to understand which one is the …

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Got Salary Hike? Increase your SIP investment

Annual appraisals have begun and most of you’ll have already planned on how to spend that extra bucks from the salary hike. For those who are not keen on spending that amount, must’ve planned on investing it. The investing clan would’ve already had existing SIP in mutual funds based on their goals. So increasing investment …

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New Financial Year Resolutions

Oh yes, you read it right. When one can have a resolution for a calendar year, then why not have one for a financial year? Had a very difficult year end? Had to make last-minute investment decisions to save tax? Regret blindly following your colleague’s investment plan? Well, the bad news is you can’t really change …

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Where to Invest Bonus Money?

It is that time of the year when people are all geared up to receive their annual bonus for all the hard work they have put in throughout the year. People generally use lumpsum bonus amount for various purposes such as annual vacation, buying a car, gadgets, furniture etc. Others utilize the high cash flow …

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