Is your Portfolio Tiranga?

Markets have taken a beating today!  Are these then your first thoughts?? Let me not invest and wait for markets to be up again …… Or ……. Let me pause all my SIPs… STOP RIGHT THERE. The right thing to do is Buy into the Declines: Market lows throw up the best opportunities to make money …

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Retirement Planning: Is Rs 5 Crore enough?

Is it possible to retire with a corpus of Rs 5 crore at the time of retirement? Well, it depends on your age, expenses, lifestyle after retirement and how much are you willing to contribute to retirement at that age. Ideally one should start planning for retirement right from the time they started working. This …

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Retirement Planning: Popular Retirement Investment Products

Saving or investing for the purpose of retirement should start right from the time one starts working. With a wide array of choices for retirement investment products, it often gets difficult for us to identify the best one. However, this shouldn’t be a restricting factor. It’s not just about investing in the right product, it …

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Will my losses actually turn into profit in long term?

Are your investments giving you negative returns? We have been advising to invest for long term. There might be short term losses, but in long run you are likely to make very good returns. Some of you asked for a proof. Well, we may have found an answer. Year 2011 was also like this year. …

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Retirement Planning: Why is it important?

Planning for retirement doesn’t solely mean that you need to plan your finances. It requires a combination of Personal and Financial Planning. Personal planning determines your satisfaction during your retired life. While financial planning helps in budgeting your income and expenses based on your personal plan. Personal Planning can be done answering a very basic …

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#10YearChallenge: Financial Goal Planning

#10YearChallenge. This has been the craze in the media starting in January this year. It was the challenge people took to show a change in their physical appearance from a decade ago. But Upwardly challenges you to take the #10YearChallenge to achieve your financial goals. You can plan the life you want to live after …

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Financial Tips for 2019 Investments

New year, New Beginnings, New goals! Isn’t this what you want? Are you aware of where and when to start? In short, start ASAP and diversify your investments. Well, it not as simple as it sounds. You need to make sure you are well aware of all the products and are a disciplined investor. Get …

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Have you made these financial decisions this year?

This year has been a rollercoaster for the financial markets. With so many regulations and changes in the Mutual Fund industry, the fund’s performances have been extremely volatile. The most important aspect to keep in mind is no period lasts forever. So is the case with the crisis, the phase isn’t permanent. A bull market …

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Have a net worth for yourself?

Do you always wonder if you are on track for a relaxed financial future? And, are you just getting started with your career? The most important thing in your mind would be the student loan and job. At this stage in life, you probably would not be worrying too much about saving, however, a little …

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#Couplegoals – Financial planning as a couple

Just married? Or figuring out financial goals as a couple? As a couple, it’s obvious that financial planning in the last thing on your mind, while you are still enjoying euphoria. Going on vacations, dinner dates, movies, parties etc. are the usual couple goals that the younger generation couples have these days. But, making the …

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