New Financial Year Resolutions

Last updated on May 4th, 2018Oh yes, you read it right. When one can have a resolution for a calendar year, then why not have one for a financial year? Had a very difficult year end? Had to make last-minute investment decisions to save tax? Regret blindly following your colleague’s investment plan? Well, the bad news …

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Where to Invest Bonus Money?

Last updated on May 4th, 2018It is that time of the year when people are all geared up to receive their annual bonus for all the hard work they have put in throughout the year. People generally use lumpsum bonus amount for various purposes such as annual vacation, buying a car, gadgets, furniture etc. Others …

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Forgot to submit tax proof? How to still claim the benefit?

Last updated on April 30th, 2018A good understanding of requirements, benefits available, how to claim them and importantly how to plan to utilize the benefits under the IT act will ensure that the tax paid is the minimum and thus maximize long-term saving of money. The Income tax act considers all earnings of a person …

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When to Choose a Debit Card vs a Credit Card

Last updated on April 30th, 2018There is no right or wrong answer when the question is to choose between a credit or debit card. All that matters is whether you have understood the pros and cons of each. Most of the millennials are opting for debit cards over credit. However, credit card users say that …

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Top 5 Things To Consider Before Buying Life Insurance

Life insurance is an investment to secure the financial stability of your family, in the event of your untimely death.  Most Indians prefer taking a life insurance policy because of the triple advantage it offers – savings in tax, investment, and life cover. Life Insurance is a long-term contract, and the insurer has to be …

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Things To Check Before Buying A Health Insurance

The illness of a family member causes a great deal of emotional and financial stress. With rising costs of medicines and healthcare facilities, an illness of a family member is enough to use up all the savings of a family. Health insurance policy helps to cover the hospital expenses and medical bills arising due to …

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What Kind Of Deaths Are Not Covered By A Life Insurance Plan

Last updated on May 8th, 2018Life is unpredictable, and we never know what is going to happen in the next moment. Life insurance is the best way to take care of the financial needs of your family upon an unfortunate death. Term insurance is the most efficient plan preferred by most of the policyholders. The …

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Don’t fall for guaranteed life insurance plans 

Last updated on November 22nd, 2018Life insurance is a popular tax saving instrument and should be a part of financial planning and goals set. There are several kinds of life insurance plans in the Indian market. Guaranteed life insurance plans sound like a good deal. However, these guaranteed life insurance plans are expensive and inefficient. …

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How to Manage Money Better?

Do I buy that dress? The occasion is a special one so I think I can buy this suit! I have an IPhone 7s but the camera quality of X is better! Aren’t these the excuses we make to justify our spending? Spending money is good. But living to the fullest doesn’t mean we spend …

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