Is your Portfolio Tiranga?

Markets have taken a beating today!  Are these then your first thoughts?? Let me not invest and wait for markets to be up again …… Or ……. Let me pause all my SIPs… STOP RIGHT THERE. The right thing to do is Buy into the Declines: Market lows throw up the best opportunities to make money …

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Retirement Planning: Is Rs 5 Crore enough?

Is it possible to retire with a corpus of Rs 5 crore at the time of retirement? Well, it depends on your age, expenses, lifestyle after retirement and how much are you willing to contribute to retirement at that age. Ideally one should start planning for retirement right from the time they started working. This …

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15 Tips for a Salaried Employee to Save Tax

It’s that time of the year again – Tax Planning. With the financial year-end around the corner, all of us start planning our tax savings now. As a salaried employee, before anything, you should understand your tax slab and meaning of your salary breakup components. This will help you figure out how to save on …

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Retirement Planning: Popular Retirement Investment Products

Saving or investing for the purpose of retirement should start right from the time one starts working. With a wide array of choices for retirement investment products, it often gets difficult for us to identify the best one. However, this shouldn’t be a restricting factor. It’s not just about investing in the right product, it …

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Will my losses actually turn into profit in long term?

Are your investments giving you negative returns? We have been advising to invest for long term. There might be short term losses, but in long run you are likely to make very good returns. Some of you asked for a proof. Well, we may have found an answer. Year 2011 was also like this year. …

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Retirement Planning: Why is it important?

Planning for retirement doesn’t solely mean that you need to plan your finances. It requires a combination of Personal and Financial Planning. Personal planning determines your satisfaction during your retired life. While financial planning helps in budgeting your income and expenses based on your personal plan. Personal Planning can be done answering a very basic …

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#10YearChallenge: Financial Goal Planning

#10YearChallenge. This has been the craze in the media starting in January this year. It was the challenge people took to show a change in their physical appearance from a decade ago. But Upwardly challenges you to take the #10YearChallenge to achieve your financial goals. You can plan the life you want to live after …

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SIP vs. Lumpsum: When to choose what?

SIP vs. Lumpsum. Which is better and when to choose what? We all have been hearing this question for a long time now. It isn’t easy to pick one. Each one has its own benefits. There is no rule that a person investing through SIP can’t do a lump sum when there are surplus funds …

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