Retirement Planning: Are Fixed Deposits the right option?

Having just the perfect lifestyle all through your blooming age, would you want to compromise on that during your retirement? Well, I know, most of us wouldn’t want to. But the real question is, are we saving to lead such a relaxed and luxurious life post-retirement? Are we doing it in the right way? Before …

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How Many ELSS Funds Should You Have in Your Portfolio?

It’s that time of the year again when we randomly invest in different 80C investments to save tax. But with increased awareness, investments in ELSS funds have increased. But there is a confusion that persists as to how many funds have to be included in the portfolio. Diversify Right Investing in many ELSS funds is …

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6 reasons Why ELSS is Better Than Other Tax Saving Instruments

There are multiple ways to save tax and we have previously highlighted 19 ways to save tax. Of all the tax saving options available under 80C ELSS is the better option available. Read on to know why. High market linked returns ELSS mutual funds have historically given returns up to 23% (annualized). Since they are …

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Financial Tips for 2019 Investments

New year, New Beginnings, New goals! Isn’t this what you want? Are you aware of where and when to start? In short, start ASAP and diversify your investments. Well, it not as simple as it sounds. You need to make sure you are well aware of all the products and are a disciplined investor. Get …

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Have you made these financial decisions this year?

This year has been a rollercoaster for the financial markets. With so many regulations and changes in the Mutual Fund industry, the fund’s performances have been extremely volatile. The most important aspect to keep in mind is no period lasts forever. So is the case with the crisis, the phase isn’t permanent. A bull market …

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Have a net worth for yourself?

Do you always wonder if you are on track for a relaxed financial future? And, are you just getting started with your career? The most important thing in your mind would be the student loan and job. At this stage in life, you probably would not be worrying too much about saving, however, a little …

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#Couplegoals – Financial planning as a couple

Just married? Or figuring out financial goals as a couple? As a couple, it’s obvious that financial planning in the last thing on your mind, while you are still enjoying euphoria. Going on vacations, dinner dates, movies, parties etc. are the usual couple goals that the younger generation couples have these days. But, making the …

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