Entries Written By Prateek Mehta
Looking Back at 2018 & Looking Forward to 2019
Hello! A look at 2018 – The year that was A year of reversals. Macro concerns, volatile crude oil prices, strong USD and rising yields drove most asset classes in the red. Geopolitical events tightened liquidity, state elections kept investors on the edge. Also, secular growth in the equity markets seen in 2017 gave way …
The case against NRIs making real estate investments in India
Last updated on October 23rd, 2018This article was first published on livemint. Many of my Indian friends have invested in house property in India. Should I also do it? Housing or real estate was a popular mode of investment for non-resident Indians (NRIs) till five years ago. High capital appreciation seen in the last decade along …
In the last five years, BSE 500 has given 5% higher annual returns compared to S&P 500
Last updated on October 23rd, 2018This article was first published on livemint. Why should I invest in Indian stock markets when I can also invest in USA stock markets? Indian stock market capitalization is expected to grow at a 10% compounded annual growth rate (CAGR) in the next 10 years. Booming stock market capitalization is expected …
Investing in stocks needs deep understanding of markets
Last updated on October 23rd, 2018This article was first published on livemint. I am interested to invest in Indian equities. Should I directly buy stocks or opt for mutual funds? Investing in equity markets is rewarding in the long term. Indian equity markets had a phenomenal run in Calendar year 2017. Large-, mid- and small-cap indices gave calendar …
NRIs can continue to invest in PPF
Last updated on January 28th, 2019This article was first published on livemint. I had invested ₹10 lakh in Public Provident Fund (PPF) before leaving India. I have heard that PPF is not available anymore for NRIs. How would it impact me? What should I do now with the PPF account? While you had heard right, those …
Amount received as gift by any blood relative living in US is not taxable in India
Last updated on October 23rd, 2018This article was first published on livemint. I am a US resident and gifted money to my parents in India. They invested that in mutual funds in their name. Are there any tax implications for me? Any amount received as a gift from blood relatives is not taxable in India. Any …
FATCA doesn’t prohibit NRIs from investing in mutual funds in India
Last updated on October 23rd, 2018This article was first published on livemint. I am an NRI and have been told that I can’t invest in mutual funds in India because of Foreign Account Tax Compliance Act (FATCA). Is that true? If yes, what is the next best option for me to invest in? Ever since FATCA has …
NRIs should buy term insurance cover in the country of residence
Last updated on October 23rd, 2018This article was first published on livemint. As an NRI, should I invest in assured long-term saving plans with life cover or mutual funds? Let me come to one of the basic tenets of personal finance—you should not mix investment and insurance. Insurance-cum-investment products like unit-linked insurance plans (Ulips) and endowment …
ELSS tax benefits are available for both Indian residents and NRIs
Last updated on October 23rd, 2018This article was first published on livemint. Are there any tax-saving advantages in NRI mutual funds? Equity-linked saving schemes (ELSS) allow tax saving under Section 80C of the Indian Income Tax Act. An investment of up to ₹1.50 lakh in ELSS can be claimed as a deduction from taxable income in …
Should international funds be part of an investor portfolio? Here’s what experts say
Last updated on January 28th, 2019This article was first published on Moneycontrol. International funds are mutual fund schemes that primarily invest in stocks of companies located outside India. By investing in international markets, these funds allow investors to benefit from international growth stories, thus boosting portfolio returns. It is a great way to diversify one’s portfolio. An investor looking to …
Prateek Mehta
Simplifying Personal Finance | Co-founder & CEO, Upwardly.in | Runner | Father | Learner
