The case against NRIs making real estate investments in India

This article was first published on livemint. Many of my Indian friends have invested in house property in India. Should I also do it?  Housing or real estate was a popular mode of investment for non-resident Indians (NRIs) till five years ago. High capital appreciation seen in the last decade along with monthly rental income had …

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Investing in stocks needs deep understanding of markets

This article was first published on livemint. I am interested to invest in Indian equities. Should I directly buy stocks or opt for mutual funds? Investing in equity markets is rewarding in the long term. Indian equity markets had a phenomenal run in Calendar year 2017. Large-, mid- and small-cap indices gave calendar year returns of 27%, 47%, …

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NRIs can continue to invest in PPF

This article was first published on livemint. I had invested ₹10 lakh in Public Provident Fund (PPF) before leaving India. I have heard that PPF is not available anymore for NRIs. How would it impact me? What should I do now with the PPF account? While you had heard right, those new rules have been revoked …

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NRIs should buy term insurance cover in the country of residence

This article was first published on livemint. As an NRI, should I invest in assured long-term saving plans with life cover or mutual funds? Let me come to one of the basic tenets of personal finance—you should not mix investment and insurance. Insurance-cum-investment products like unit-linked insurance plans (Ulips) and endowment plans are not good for …

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ELSS tax benefits are available for both Indian residents and NRIs

This article was first published on livemint. Are there any tax-saving advantages in NRI mutual funds? Equity-linked saving schemes (ELSS) allow tax saving under Section 80C of the Indian Income Tax Act. An investment of up to ₹1.50 lakh in ELSS can be claimed as a deduction from taxable income in India. These tax-saving benefits are …

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Should international funds be part of an investor portfolio? Here’s what experts say

This article was first published on Moneycontrol. International funds are mutual fund schemes that primarily invest in stocks of companies located outside India. By investing in international markets, these funds allow investors to benefit from international growth stories, thus boosting portfolio returns. It is a great way to diversify one’s portfolio. An investor looking to invest in international funds should …

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Robo advisory space in India could see consolidation

This article was first published on Morningstar. Founded by Prateek Mehta, Prithvi Raj Tejavath, Shashank Agrawal, and Vivek Agarwal in December 2015, Bengaluru-based online investing platform Upwardly has built assets under advisory of Rs 400 crore in just two years.  In an interview with Ravi Samalad, Prateek Mehta spoke about how they are attracting digitally savvy first-time mutual fund investors. Your company …

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